Lerner and Rowe Law Group understands that bankruptcy and debt relief can be stressful issues. Compounding the stress is the fact that the bankruptcy process can be complex and laborious. Our team of experienced legal professionals is dedicated to helping you understand your options when it comes to bankruptcy and debt relief. Our goal is to help you find the best solution for your particular financial situation and put you on the path towards financial stability.
Why Bankruptcy May Be Right for You
Nobody wants to have heavy debt, but situations may arise where that becomes unavoidable. Whether it’s unforeseen medical expenses, sudden loss of work, or global pandemics, financial stability may be disrupted no matter how well you plan.
In some cases, liquidating or reorganizing debt may be your only recourse. This will put an end to harassing phone calls and help alleviate stress. In addition to helping you achieve financial freedom, bankruptcy can help your emotional and mental health. However, it is a decision that requires considered thought and thorough examination. Our team has the knowledge and experience to help you find an optimal solution.
Exploring Your Bankruptcy and Debt Relief Options
Personal bankruptcies normally fall into two categories–Chapter 7 and Chapter 13. There are significant differences between the two and our team will help you determine which one best suits your needs. To help you do so, our attorneys will need to determine:
- Your overall debt
- The types of your debt
- Your income
- Your tangible assets (home, vehicle, personal property)
- Your intangible assets (earned but unrealized tax refunds and earnings, inheritances)
- Which assets you’d like to retain
- Whether liquidating or reorganizing debt is best for you
Remember, no two financial situations are the same. Everyone’s finances have nuances and particulars that make them unique. In order to find the best solution for your unique situation, our legal team will undergo a thorough accounting of your finances and recommend the ideal bankruptcy type for you.
Why Choose Lerner and Rowe Law Group?
The team at Lerner and Rowe Law Group understands that you have many choices when it comes to bankruptcy and debt relief lawyers. We want you to feel comfortable and confident working with us. Here are some of the reasons that you should consider working with us on your debt relief. Our legal team has:
- Extensive experience in all areas of bankruptcy
- A proven track record of helping clients consolidate and/or eliminate debt
- Experienced negotiators who go after the lowest possible repayment plans for our clients
- Knowledgeable credit counselors that can help you achieve financial stability for decades
Our bankruptcy and debt relief attorneys are committed to helping you attain financial independence. Should you have any questions, please reach out to us or consult our FAQs. You can reach us 24/7 at 602-667-7777 to receive additional information or to set up a free consultation. We can also be reached online through our LiveChat and secure online form. Contact us today and take the first step towards eliminating debt.